@import url("/assets/fonts.css");
:root{--navy:#14284b;--navy2:#1e3a6b;--ink:#1b2433;--mute:#58627a;--bg:#f3f5f8;--line:#d5dbe5;--brass:#8f7336;--ok:#1f6b4a;--serif:"Source Serif 4",Georgia,serif;--sans:"Source Sans 3",system-ui,-apple-system,"Segoe UI",sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;font:17px/1.65 var(--sans);color:var(--ink);background:var(--bg)}a{color:var(--navy2)}h1,h2,h3,p,ul,ol{margin-top:0}h1,h2,h3{color:var(--navy);font-family:var(--serif);line-height:1.16}h1{font-family:var(--serif);font-weight:600;font-size:clamp(34px,4.4vw,56px);line-height:1.1;letter-spacing:-.02em;margin-bottom:0}h2{font-size:clamp(27px,3vw,38px);letter-spacing:-.018em;margin-bottom:20px}h3{font-size:24px}p{margin-bottom:20px}img,svg{max-width:100%}.wrap{width:100%;max-width:1220px;margin:auto;padding:0 28px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;background:var(--navy);color:white;text-decoration:none;font-weight:650;border:1px solid var(--navy);border-radius:6px;padding:14px 22px;line-height:1.35;text-align:center;transition:background .15s}.btn:hover{background:var(--navy2)}.btn.out{background:transparent;color:var(--navy)}.btn.light{background:white;color:var(--navy);border-color:white}.btn.sm{font-size:15px;padding:11px 17px}header{background:#fff;border-bottom:1px solid var(--line)}.header-inner{min-height:80px;display:flex;justify-content:space-between;align-items:center;gap:20px}.logo{display:flex;align-items:center;gap:12px;font-family:var(--serif);font-size:27px;color:var(--navy);text-decoration:none;font-weight:700;line-height:1.2}.logo b{color:inherit}.breadcrumbs{display:flex;flex-wrap:wrap;gap:8px;font-size:13px;padding-top:24px;padding-bottom:18px;color:var(--mute)}.eyebrow{font:700 12px/1.6 var(--sans);letter-spacing:.11em;text-transform:uppercase;color:var(--navy);margin-bottom:18px}.hero{background:#fff;padding:40px 0 48px;border-bottom:1px solid var(--line)}.home-hero{padding-top:64px;padding-bottom:64px}.hero-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(0,.85fr);gap:24px 60px;align-items:start}.hero-heading{grid-column:1;grid-row:1}.hero-copy{grid-column:1;grid-row:2}.hero-offer{grid-column:2;grid-row:1 / span 2;min-width:0}.hero-grid.one{display:block;max-width:1220px}.hero-grid.one .hero-copy{max-width:850px;margin-top:24px}.lead{font-size:19px;line-height:1.7;color:var(--mute)}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero-facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));margin-top:32px;padding-top:24px;border-top:1px solid var(--line);gap:20px;font-size:14px}.hero-facts strong,.hero-facts span{display:block}.hero-facts span{color:var(--mute);font-size:13px}.offer-board{background:var(--bg);border:1px solid var(--line);border-radius:12px;padding:26px}.offer-board h2{font-size:27px;margin-bottom:14px}.board-intro{font-size:15px;color:var(--mute)}.board-row{display:flex;justify-content:space-between;align-items:center;gap:18px;padding:16px 0;border-top:1px solid var(--line);text-decoration:none}.board-row strong{font-size:17px}.board-row b{font-family:var(--serif);font-size:30px;text-align:right;white-space:nowrap}.board-row small{display:block;font:13px/1.5 var(--sans);color:var(--mute)}.fine{font-size:12px;line-height:1.6;color:var(--mute);margin-top:16px}.offer-board .btn{width:100%;font-size:15px}.section{padding-top:56px;padding-bottom:56px}.section-heading{max-width:840px;margin-bottom:30px}.section-heading>p:not(.eyebrow){color:var(--mute);font-size:15px}.offer-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;align-items:stretch}.offer-card{display:flex;flex-direction:column;padding:26px;background:white;border:1px solid var(--line);border-radius:12px;min-width:0;box-shadow:0 6px 24px #14284b06}.card-top{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-bottom:22px}.monogram{background:#e8edf6;color:var(--navy);font-weight:700;display:grid;place-items:center;width:40px;height:40px;border-radius:8px}.badge{font-size:11px;background:#edf0f4;border:1px solid var(--line);padding:4px 9px;border-radius:20px}.badge.green{background:#eaf4ee;color:var(--ok);border-color:#c4dfcf}.offer-card h3{margin-bottom:6px}.product{font-size:14px;color:var(--mute);margin-bottom:20px}.card-price{font:600 38px/1.15 var(--serif);color:var(--navy);padding:18px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-bottom:18px}.card-price small{display:block;font:13px/1.6 var(--sans);color:var(--mute);margin-top:8px}.features{padding-left:20px;font-size:15px;min-height:45px}.features li::marker{color:var(--ok)}.difference{padding:14px 16px;background:#f3f5f8;border-radius:7px;border:1px solid var(--line);font-size:13px;margin-bottom:18px}.difference p{margin:6px 0 0;color:var(--mute)}.cost-details{margin-bottom:20px;font-size:13px}.cost-details summary{cursor:pointer;font-weight:650}.cost-details dl{margin:12px 0 0}.cost-details dl div{display:flex;justify-content:space-between;gap:14px;padding:8px 0;border-top:1px solid var(--line)}.cost-details dd{margin:0;white-space:nowrap}.offer-card .btn{width:100%;font-size:14px;margin-top:auto}.profile-link{display:block;text-align:center;font-size:13px;margin-top:14px}.section-link{text-align:center;margin:30px 0 0}.compare-band{background:var(--navy);color:#cfdaeb;padding:44px 0}.compare-band h2{color:white;font-size:34px}.compare-band .eyebrow{color:#cfdaeb}.band-inner{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:60px;align-items:center}.band-inner p:last-child{margin-bottom:0}.calculator{padding-top:40px;padding-bottom:50px}.calculator iframe{display:block;border:1px solid var(--line);background:white;border-radius:10px;width:100%;max-width:100%}.article-layout{display:grid;grid-template-columns:260px minmax(0,1fr);gap:40px;align-items:start}.contents{padding:22px;border:1px solid var(--line);background:#fff;border-radius:10px;font-size:14px}.contents h2{font-size:23px}.contents ul{padding-left:18px;margin-bottom:0}.contents li{margin:10px 0}.article-content{min-width:0;background:white;padding:36px;border:1px solid var(--line);border-radius:12px;overflow-wrap:anywhere}.article-content h2{font-size:32px;margin-top:42px;scroll-margin-top:25px}.article-content h2:first-child{margin-top:0}.article-content h3{font-size:25px;margin-top:30px}.article-content h4{font-size:21px;color:var(--navy);margin-top:28px}.article-content h5,.article-content h6{font-size:18px}.article-content p,.article-content li{color:#3e4c62}.article-content ul,.article-content ol{padding-left:23px}.article-content table{border-collapse:collapse;width:100%;display:block;overflow-x:auto;margin:28px 0;font-size:14px}.article-content th,.article-content td{padding:12px 14px;border:1px solid var(--line);min-width:100px}.article-content th{background:var(--navy);color:white;text-align:left}.article-content tr:nth-child(even){background:var(--bg)}.article-content blockquote{padding:20px;margin:24px 0;border-left:4px solid var(--brass);background:var(--bg)}.article-content details{border-top:1px solid var(--line);padding:18px 0}.article-layout:not(:has(.contents)){display:block;max-width:1000px}.closing-cta{display:flex;justify-content:space-between;align-items:center;gap:30px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:30px}.closing-cta h2{font-size:28px}.closing-cta p:last-child{margin-bottom:0}.closing-cta .btn{flex-shrink:0}.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.guide-card{display:block;background:white;border:1px solid var(--line);border-radius:10px;padding:22px;text-decoration:none;min-width:0}.guide-card h3{font-size:23px;margin:12px 0 22px;overflow-wrap:anywhere}.guide-card>span:last-child{font-size:14px;color:var(--navy2)}.search-label{display:block;max-width:600px;font-weight:650;margin-bottom:26px}.search-label input{display:block;width:100%;font:inherit;margin-top:8px;padding:13px 16px;border:1px solid var(--line);border-radius:7px}.guide-card[hidden]{display:none}footer{background:var(--navy);color:#bdc9de;padding-top:48px;font-size:14px}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr .7fr;gap:40px}.footer-grid h2{color:#fff;font-family:var(--sans);font-size:15px;letter-spacing:.03em;margin-bottom:15px}.footer-grid a{display:block;text-decoration:none;color:#d6dfed;margin-bottom:12px}.footer-grid a:hover{text-decoration:underline}.footer-brand{font:700 25px var(--serif);color:#fff!important}.footer-bottom{padding-top:26px;padding-bottom:25px;margin-top:28px;border-top:1px solid #344765;display:flex;gap:40px;justify-content:space-between;font-size:12px}.footer-bottom p{margin:0}.footer-bottom p:last-child{max-width:690px}.skip{position:absolute;left:16px;top:-100px;background:var(--navy);color:white;padding:10px;z-index:10}.skip:focus{top:10px}:focus-visible{outline:3px solid var(--brass);outline-offset:3px}
@media(max-width:980px){.hero-grid{gap:24px 30px;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr)}.offer-grid,.guide-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.article-layout{grid-template-columns:1fr}.contents ul{columns:2}.band-inner{gap:30px}.closing-cta{flex-direction:column;align-items:flex-start}.footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.logo{font-size:24px}.hero-facts{grid-template-columns:1fr;gap:10px}.hero-facts strong,.hero-facts span{display:inline}}
@media(max-width:700px){.wrap{padding-left:20px;padding-right:20px}.header-inner{min-height:74px;gap:10px}.logo{font-size:20px;gap:8px}.logo img{width:30px;height:30px}.header-inner .btn{font-size:12px;padding:10px 12px;max-width:140px}.header-inner .btn span{display:none}.logo span{max-width:170px}.hero{padding-top:28px;padding-bottom:32px}.home-hero{padding-top:32px}.hero-grid{display:flex;flex-direction:column;gap:24px}.hero-heading{order:1;width:100%}.hero-offer{order:2;width:100%}.hero-copy{order:3;width:100%}h1{font-size:37px;line-height:1.12}.eyebrow{font-size:11px}.lead{font-size:17px}.offer-board,.offer-card{padding:22px}.hero-actions{margin-top:22px}.hero-actions .btn{width:100%}.hero-facts{grid-template-columns:repeat(3,minmax(0,1fr));font-size:12px;gap:10px}.hero-facts strong,.hero-facts span{display:block}.hero-facts span{font-size:11px}.offer-grid,.guide-grid{grid-template-columns:1fr}.section{padding-top:36px;padding-bottom:36px}.band-inner{display:block}.band-inner .btn{margin-top:24px;width:100%}.compare-band h2{font-size:29px}.article-content{padding:23px}.article-content h2{font-size:28px}.article-content h3{font-size:23px}.contents ul{columns:1}.closing-cta{padding:24px}.closing-cta .btn{width:100%;flex-shrink:1}.footer-grid{gap:28px 20px}.footer-bottom{display:block}.footer-bottom p+p{margin-top:12px}.breadcrumbs{font-size:12px;padding-top:18px}.calculator{padding-top:28px}.calculator iframe{height:2100px}.section-heading p:not(.eyebrow){font-size:14px}}
@media(max-width:360px){h1{font-size:33px}.logo{font-size:18px}.logo span{max-width:135px}.header-inner .btn{font-size:11px;padding:9px;max-width:108px}.card-top{gap:6px}.badge{font-size:10px}.footer-grid{grid-template-columns:1fr}}
.hero-grid{grid-template-rows:auto 1fr}.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}@media(max-width:700px){.logo{font-size:18px}.logo span{max-width:none}.offer-board h2{font-size:24px}.board-row{padding:11px 0}.board-intro{display:none}.offer-board .fine{font-size:11px}.calculator{padding-top:22px}}@media(max-width:360px){.logo span{max-width:135px}}
h1{hyphens:auto}.home-hero h1{hyphens:none}@media(max-width:360px){h1{font-size:30px}}

.hero-photo{grid-column:1;grid-row:3;margin:8px 0 0;min-width:0}.hero-photo img{display:block;width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;border-radius:10px}.hero-photo figcaption{font-size:13px;line-height:1.6;color:var(--mute);margin-top:10px}.hero-offer{grid-row:1 / span 3}.hero-grid{grid-template-rows:auto auto 1fr}@media(max-width:700px){.hero-photo{order:4;margin-top:0;width:100%}.hero-photo figcaption{font-size:12px}}

.hero-photo{grid-row:2}.hero-copy{grid-row:3}@media(max-width:700px){.hero-photo{order:3}.hero-copy{order:4}}
.hero-grid:not(.with-photo){grid-template-rows:auto 1fr}.hero-grid:not(.with-photo) .hero-copy{grid-row:2}.hero-grid:not(.with-photo) .hero-offer{grid-row:1 / span 2}
/* Anbieterlinks in der Angebotsübersicht */
.board-row{border-radius:6px;transition:background-color .18s ease,box-shadow .18s ease,color .18s ease}
.board-row:hover,.board-row:focus-visible{background:#e3eaf5;box-shadow:0 0 0 8px #e3eaf5;color:var(--navy)}
.board-row:hover strong,.board-row:focus-visible strong{text-decoration:none}
@media(prefers-reduced-motion:reduce){.board-row{transition:none}}
/* Themenbezogene Gestaltung der übernommenen Texte */
.article-content{background:transparent;border:0;padding:0;overflow-wrap:anywhere}
.topic-section{background:white;border:1px solid var(--line);border-radius:12px;padding:30px;margin:0 0 24px;min-width:0}
.topic-section>h2:first-child{margin-top:0}.topic-costs{border-top:4px solid var(--brass)}.topic-security{border-top:4px solid var(--ok);background:#f7fbf8}.topic-opening{border-top:4px solid var(--navy2)}
.content-panel{padding:22px;border-radius:10px;margin:20px 0;border:1px solid var(--line)}.content-panel h3,.content-panel h4{margin-top:0}.pros-panel{background:#ecf6ef;border-color:#bbd8c6}.caution-panel{background:#fff7e8;border-color:#ead4a9}.content-panel p:last-child,.content-panel ul:last-child{margin-bottom:0}
.notice-box{border-left:4px solid var(--brass);border-radius:0 8px 8px 0;padding:20px;background:#fff6e6}
.article-content .overview-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;padding:0;list-style:none}.overview-cards>li{background:#eef3fa;border:1px solid #d6e0ee;border-radius:9px;padding:18px;font-size:15px}
.article-content .steps-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;list-style:none;padding:0;counter-reset:step}.steps-cards>li{counter-increment:step;background:#f4f6f9;border:1px solid var(--line);border-radius:9px;padding:18px;font-size:15px}.steps-cards>li::before{content:counter(step);display:grid;place-items:center;background:var(--navy);color:white;width:30px;height:30px;border-radius:50%;margin-bottom:12px;font-weight:700}
.article-content .article-faq{border:1px solid var(--line);border-radius:9px;background:#fff;margin:12px 0;padding:0}.article-faq summary{position:relative;cursor:pointer;list-style:none;padding:20px 48px 20px 20px}.article-faq summary::-webkit-details-marker{display:none}.article-faq summary::after{content:'+';position:absolute;right:18px;top:18px;color:var(--navy);font-size:24px}.article-faq[open] summary::after{content:'−'}.article-faq summary h3,.article-faq summary h4{font-family:var(--sans);font-size:17px;font-weight:650;margin:0;line-height:1.5}.article-faq>p,.article-faq>ul,.article-faq>ol{margin-left:20px;margin-right:20px}.article-faq[open]{border-color:#9dafc8}.article-faq summary:hover{background:#eef3fa;border-radius:9px}
.table-scroll{max-width:100%;overflow-x:auto;border-radius:8px;margin:26px 0}.article-content .table-scroll table{display:table;margin:0;min-width:520px}.article-content .table-scroll th{white-space:normal}
.tariff-heading{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-bottom:24px}.tariff-heading p:last-child{margin:0;color:var(--mute)}.slider-controls{display:flex;gap:10px;flex-shrink:0}.slider-controls button{width:44px;height:44px;border:1px solid var(--line);border-radius:50%;background:white;color:var(--navy);font-size:22px;cursor:pointer}.slider-controls button:hover:not(:disabled){background:var(--navy);color:white}.slider-controls button:disabled{opacity:.35;cursor:default}
.tariff-track{display:grid;grid-auto-flow:column;grid-auto-columns:calc((100% - 44px)/3);gap:22px;overflow-x:auto;scroll-snap-type:x proximity;overscroll-behavior-x:contain;padding-bottom:16px;scrollbar-width:thin;min-width:0}.tariff-track>.offer-card{scroll-snap-align:start}
@media(max-width:980px){.tariff-track{grid-auto-columns:min(360px,85%)}}@media(max-width:700px){.topic-section{padding:22px}.article-content .overview-cards,.article-content .steps-cards{grid-template-columns:1fr}.tariff-heading{align-items:flex-start}.tariff-heading h2{font-size:25px}.slider-controls{gap:6px}.slider-controls button{width:36px;height:36px}.tariff-track{grid-auto-columns:88%}.article-faq summary{padding-left:16px}.article-faq summary h3{font-size:16px}}
/* Direktvergleich der Anbieter im Seitenkopf */
.hero-grid.duel-hero{grid-template-columns:minmax(0,.9fr) minmax(0,1.3fr);gap:24px 40px}
.duel-box{background:white;border:1px solid var(--line);border-radius:12px;padding:24px;box-shadow:0 8px 30px #14284b08;min-width:0}.duel-box h2{font-size:26px;margin-bottom:12px}.duel-intro{font-size:14px;color:var(--mute);margin-bottom:22px}.duel-table-wrap{max-width:100%;overflow-x:auto}.duel-table{width:100%;border-collapse:collapse;table-layout:fixed;font-size:13px;line-height:1.5}.duel-table th,.duel-table td{padding:12px 9px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line);overflow-wrap:anywhere;hyphens:auto}.duel-table thead th{background:#eaf0f8;color:var(--navy);font-size:15px}.duel-table thead th:first-child{width:90px;font-size:12px}.duel-table tbody th{font-size:12px;color:var(--mute);font-weight:600}.duel-table td{border-left:1px solid #e4e9f0}.duel-table .duel-price{font-weight:700;color:var(--navy);background:#f6f9fd}.duel-table .btn{width:100%;font-size:12px;padding:10px 6px;gap:0}.duel-table .duel-actions th,.duel-table .duel-actions td{border-bottom:0;padding-top:18px}.duel-footnote{font-size:11px;line-height:1.6;color:var(--mute);margin:16px 0 0}
@media(max-width:700px){.duel-box{padding:16px}.duel-box h2{font-size:25px}.duel-table{font-size:11px}.duel-table th,.duel-table td{padding:10px 5px}.duel-table thead th{font-size:12px}.duel-table thead th:first-child{width:66px;font-size:10px}.duel-table tbody th{font-size:10px}.duel-table .btn{font-size:10px;padding:10px 4px}.duel-footnote{font-size:10px}}

.hero-grid.one .hero-photo{max-width:850px;margin-top:26px}.calculator-photo-wrap{padding-bottom:36px}.calculator-photo{max-width:850px;margin:0 auto}.hero-grid.with-photo .hero-photo{min-width:0}.hero-grid.with-photo .hero-offer{grid-row:1 / span 3}
/* Redaktionelle Konditionskarten und vertiefende Inhaltsbausteine */
.facts-overview{margin:28px 0}.article-content .facts-overview h4{font:700 20px/1.4 var(--sans);margin:0 0 18px}.facts-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:0}.facts-grid>div{min-width:0;background:#f0f4fa;border:1px solid #dbe3ef;border-left:3px solid var(--navy2);border-radius:8px;padding:18px}.facts-grid dt{font-weight:700;color:var(--navy);font-size:15px;line-height:1.4}.facts-grid dd{margin:8px 0 0;font-size:15px;line-height:1.65;color:#3e4c62;overflow-wrap:anywhere}.facts-grid>div:nth-child(-n+3){background:#fcf8ef;border-color:#e6d9b9;border-left-color:var(--brass)}
.article-content .editorial-accordion{padding:0;border:1px solid #d8e0eb;border-radius:10px;margin:16px 0;background:white;overflow:hidden}.editorial-accordion summary{padding:20px 54px 20px 20px;position:relative;list-style:none;cursor:pointer;font:650 17px/1.5 var(--sans);color:var(--navy);background:#f6f8fb}.editorial-accordion summary::-webkit-details-marker{display:none}.editorial-accordion summary::after{content:'+';position:absolute;right:20px;top:16px;font-size:26px;font-weight:400}.editorial-accordion[open]>summary::after{content:'−'}.editorial-accordion summary:hover{background:#eaf0f8}.article-content .editorial-accordion summary h3{font:650 18px/1.5 var(--sans);margin:0}.editorial-accordion[open]>summary{border-bottom:1px solid var(--line)}.accordion-body{padding:22px}.accordion-body>p:last-child,.accordion-body>.text-lines:last-child p:last-child{margin-bottom:0}.case-accordion summary{background:#fcf8ef}.case-accordion summary:hover{background:#f5ecd9}.text-lines p{margin:0 0 14px}.text-lines p:has(>strong:first-child){background:#f0f4fa;padding:14px;border-radius:7px}
.feature-card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:26px 0}.feature-explanation{padding:22px;background:#f4f7fb;border:1px solid #dbe3ef;border-top:3px solid var(--navy2);border-radius:9px;min-width:0}.feature-explanation>p{margin:0;font-size:16px;line-height:1.7}.feature-explanation>p>strong:first-child{display:block;color:var(--navy);font-size:17px;line-height:1.5;margin-bottom:12px}.feature-explanation:only-child{grid-column:1/-1}
.article-content .clean-checklist,.article-content .pros-panel ul,.article-content .caution-panel ul{list-style:none;padding-left:0}.clean-checklist>li,.pros-panel li,.caution-panel li{position:relative;padding-left:25px;margin:10px 0}.clean-checklist>li::before,.pros-panel li::before{content:'✓';position:absolute;left:0;color:var(--ok);font-weight:700}.caution-panel li::before{content:'–';position:absolute;left:0;color:#8f7336;font-weight:700}.article-compare-btn{margin-top:8px}
@media(max-width:700px){.facts-grid,.feature-card-grid{grid-template-columns:1fr}.facts-grid>div,.feature-explanation{padding:17px}.article-content .editorial-accordion summary h3{font-size:16px}.editorial-accordion summary{padding:18px 44px 18px 16px;font-size:16px}.editorial-accordion summary::after{right:16px;top:13px}.accordion-body{padding:18px}.feature-explanation>p{font-size:16px}}

/* Typography aligned with the supplied design. */
h1,.logo{font-optical-sizing:auto}.logo{letter-spacing:-.01em}

/* Heading weights and tracking from the supplied design. */
h2,h3,h4,h5,h6{font-family:var(--serif);font-weight:600;font-optical-sizing:auto}h2{letter-spacing:-.015em;line-height:1.15}h3,h4,h5,h6{line-height:1.25}.article-faq summary h3,.article-faq summary h4{font-family:var(--sans);font-weight:600}.article-content h2 strong,.article-content h2 b,.article-content h3 strong,.article-content h3 b,.article-content h4 strong,.article-content h4 b{font-weight:inherit}

/* Ratgeberübersicht nach Themen */
.guide-topic-nav{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-bottom:32px}
.guide-topic-nav a{display:flex;flex-direction:column;justify-content:space-between;gap:8px;padding:18px 20px;background:#fff;border:1px solid var(--line);border-radius:10px;text-decoration:none;transition:background .15s,border-color .15s}
.guide-topic-nav a:hover{background:#e8edf6;border-color:var(--navy2)}
.guide-topic-nav span{font-weight:650;color:var(--navy);line-height:1.4}
.guide-topic-nav small{color:var(--mute);font-size:13px}
.guide-topic{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:16px;scroll-margin-top:24px}
.guide-topic>summary{display:flex;align-items:center;gap:16px;cursor:pointer;list-style:none;padding:24px}
.guide-topic>summary::-webkit-details-marker{display:none}
.guide-topic>summary h2{font-size:clamp(22px,2.3vw,29px);margin:0;flex:1;min-width:0}
.guide-topic>summary::after{content:"+";font:400 28px/1 var(--sans);color:var(--navy);width:22px;flex-shrink:0;text-align:center}
.guide-topic[open]>summary::after{content:"−"}
.guide-topic[open]>summary{border-bottom:1px solid var(--line)}
.guide-topic-count{font-size:13px;color:var(--mute);white-space:nowrap}
.guide-topic-body{padding:24px;background:#f8f9fc;border-radius:0 0 12px 12px}
.guide-topic-description{color:var(--mute);max-width:800px}
.guide-topic .guide-card h3{margin:0 0 20px;font-size:22px}
.guide-topic .guide-card:hover{background:#edf1f8;border-color:#bac7dd}
.guide-directory [hidden]{display:none!important}
.guide-search-status{color:var(--mute);margin-top:-10px;margin-bottom:24px}
.guide-direct-comparison{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-top:32px;padding:26px;border:1px solid var(--line);border-radius:12px;background:#fff}
.guide-direct-comparison h2{font-size:26px;margin-bottom:12px}
.guide-direct-comparison p{margin:0;color:var(--mute)}
.guide-direct-comparison .btn{flex-shrink:0}
@media(max-width:900px){.guide-topic-nav{grid-template-columns:repeat(2,minmax(0,1fr))}.guide-direct-comparison{align-items:flex-start;flex-direction:column}}
@media(max-width:700px){.guide-topic-nav{gap:10px}.guide-topic-nav a{padding:14px;font-size:14px}.guide-topic>summary{padding:20px 16px;gap:10px;flex-wrap:wrap}.guide-topic>summary h2{flex-basis:calc(100% - 32px);font-size:23px}.guide-topic-count{order:3;flex-basis:100%;font-size:12px}.guide-topic-body{padding:16px}.guide-direct-comparison{padding:20px}.guide-direct-comparison .btn{width:100%}}

/* Lesbare Unterthemen und unveränderte Artikelabsätze */
.reading-block{margin:28px 0;padding:24px;border:1px solid #dbe3ef;border-radius:12px;background:#f8fafd;min-width:0}
.article-content .reading-block>h3,.article-content .reading-block>h4,.article-content .reading-block>h5,.article-content .reading-block>h6{margin:0 0 20px;line-height:1.3}
.reading-comparison{background:#f0f4fa;border-top:3px solid var(--navy2)}
.reading-features{background:#f3f8f6;border-top:3px solid #547c6c}
.reading-opening{background:#f3f6fc;border-top:3px solid var(--navy2)}
.reading-block-body{min-width:0}
.reading-block-body>p:last-child{margin-bottom:0}
.reading-intro{margin-bottom:24px}
.reading-card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:24px 0;min-width:0}
.reading-card{min-width:0;background:white;border:1px solid #dbe3ef;border-radius:9px;padding:22px;box-shadow:0 3px 12px #14284b04}
.reading-card>p{margin:0;font-size:16px;line-height:1.75}
.reading-card-wide{grid-column:1/-1}
.reading-guidance{background:#fff8e9;border-color:#e5d8b8;border-left:4px solid #8f7336}
.reading-example{background:#edf5f1;border-color:#c8ded4;border-left:4px solid #547c6c}
.article-content .reading-list-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;padding:0;list-style:none;margin:24px 0}
.reading-list-cards>li{padding:18px 20px;background:#f0f4fa;border:1px solid #dbe3ef;border-left:3px solid var(--navy2);border-radius:8px;font-size:15px;line-height:1.7;min-width:0}
.reading-list-cards strong{color:var(--navy)}
.reading-table{border:1px solid var(--line);box-shadow:0 5px 18px #14284b06}
.reading-table table thead th{background:var(--navy)}
.article-content .reading-accordion summary h3,.article-content .reading-accordion summary h4,.article-content .reading-accordion summary h5,.article-content .reading-accordion summary h6{font-family:var(--serif);font-size:23px;font-weight:600;line-height:1.3;margin:0}
.reading-accordion .reading-card-grid:last-child,.reading-block-body>.reading-card-grid:last-child{margin-bottom:0}
@media(max-width:1100px){.article-layout .reading-card-grid,.article-layout .reading-list-cards{grid-template-columns:1fr}}
@media(max-width:700px){.reading-block{padding:18px;margin:24px 0}.reading-card-grid,.article-content .reading-list-cards{grid-template-columns:1fr;gap:12px}.reading-card{padding:18px}.reading-card>p{font-size:16px}.reading-card-wide{grid-column:auto}.reading-list-cards>li{padding:16px}.article-content .reading-accordion summary h3,.article-content .reading-accordion summary h4{font-size:21px}}

@media(max-width:700px){.article-content .reading-block{padding:18px 0;background:transparent;border-left:0;border-right:0;border-bottom:0;border-radius:0}.article-content .reading-block>h3{font-size:23px}.reading-card{padding:16px}.reading-block .reading-card-grid{margin-top:20px}}

/* Editorial flow: emphasis without a frame around every paragraph. */
.reading-block{background:transparent;border:0;border-top:1px solid var(--line);border-radius:0;padding:26px 0 0}
.reading-comparison,.reading-features,.reading-opening{background:transparent;border-top:2px solid #d5deeb}
.reading-card-grid{display:block}
.reading-card{background:transparent;border:0;box-shadow:none;border-radius:0;padding:0;margin-bottom:20px}
.reading-card>p{font-size:17px}
.reading-guidance{padding:20px;border-left:4px solid var(--brass);background:#fff8e9;border-radius:0 8px 8px 0}
.reading-example{padding:20px;border-left:4px solid #547c6c;background:#edf5f1;border-radius:0 8px 8px 0}
.account-differences caption{text-align:left;font-weight:650;color:var(--navy);padding:16px;background:#edf2f8}
.article-content .account-differences tbody th{background:#edf2f8;color:var(--navy);white-space:normal}
@media(max-width:700px){.reading-card>p{font-size:16px}.reading-guidance,.reading-example{padding:16px}.article-content .account-differences{min-width:620px}}

/* Structures based on the article's own labels and steps. */
.article-content .semantic-feature-cards{list-style:none;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:24px 0}
.article-content .semantic-feature-cards>li{margin:0;padding:20px;background:#f3f6fa;border:1px solid var(--line);border-radius:8px;overflow-wrap:anywhere}
.article-content .semantic-feature>strong:first-child,.article-content .semantic-feature>b:first-child{display:block;margin-bottom:8px;color:var(--navy)}
.article-content .semantic-steps{list-style:none;counter-reset:account-step;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;padding:0}
.article-content .semantic-steps>li{counter-increment:account-step;border-top:2px solid #cbd7e6;padding:18px 12px 18px 0;margin:0}
.article-content .semantic-steps>li:before{content:counter(account-step);display:block;color:var(--navy);font-weight:700;font-size:24px;margin-bottom:10px}
.article-content .semantic-notice{border-left:4px solid var(--brass);padding:18px 22px;background:#fff8e9;border-radius:0 8px 8px 0}
.article-content .editorial-facts-table tbody th{background:#eef3f9;color:var(--navy);width:28%;white-space:normal}
.article-content .editorial-facts-table td{white-space:normal;overflow-wrap:anywhere}
.article-content .semantic-table{margin:24px 0}
@media(max-width:700px){.article-content .semantic-feature-cards,.article-content .semantic-steps{grid-template-columns:1fr}.article-content .editorial-facts-table{min-width:520px}.article-content .semantic-feature-cards>li{padding:16px}}

/* Einheitliche Artikelgestaltung: klare Themen, ruhige Leseflächen und echte Listen. */
h1{overflow-wrap:break-word}
.article-layout{grid-template-columns:240px minmax(0,1fr);gap:32px;align-items:start}
.article-layout>.contents{position:sticky;top:24px;padding:20px;background:#fff;max-height:calc(100vh - 48px);overflow-y:auto;font-size:14px;scrollbar-width:thin}
.article-content:not(:has(.topic-section)){background:white;border:1px solid var(--line);border-radius:14px;padding:32px}
.contents summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:12px;align-items:center;font:650 18px/1.4 var(--sans);color:var(--navy)}
.contents summary::-webkit-details-marker{display:none}.contents summary::after{content:'+';font-size:24px;font-weight:400}.contents details[open]>summary::after{content:'−'}
.contents ul{list-style:none;padding:0;margin:18px 0 0}.contents li{margin:0;border-top:1px solid #edf0f5}.contents li a{display:block;padding:10px 0;line-height:1.5;text-decoration:none}.contents li a:hover,.contents li a:focus-visible{color:var(--navy);text-decoration:underline}
.topic-section{padding:32px;border-radius:14px;border:1px solid #dce3ed;box-shadow:0 4px 20px #14284b03;margin-bottom:24px}
.topic-costs,.topic-security,.topic-opening{border-top:1px solid #dce3ed;background:#fff}
.topic-section>h2:first-child{font-size:clamp(25px,2.5vw,32px);line-height:1.2;max-width:30ch;margin:0 0 24px;padding-bottom:20px;border-bottom:1px solid #e2e8f0;text-wrap:pretty}
.article-content p,.article-content li{line-height:1.8}.article-content p{max-width:72ch}
.article-content h2,.article-content h3,.article-content h4,.article-content h5,.article-content h6{overflow-wrap:break-word;hyphens:auto;text-wrap:pretty}
.article-content .section-deck{font-size:16px;font-weight:600;color:var(--mute);line-height:1.6;margin:-6px 0 24px;max-width:65ch}
.article-anchor{display:block;scroll-margin-top:24px}
.article-content .reading-block{margin:30px 0 0;padding:26px 0 0;border-top:1px solid #e2e8f0;background:transparent}
.article-content .reading-block>h3,.article-content .reading-block>h4{font-size:clamp(22px,2vw,26px);line-height:1.3;margin-bottom:20px;max-width:36ch}
.reading-block-body>.reading-card-grid{margin-top:20px}
.article-content .reading-card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:24px 0;align-items:start}
.article-content .reading-card{padding:20px;background:#f5f7fb;border:1px solid #e0e6ef;border-radius:10px;box-shadow:none;margin:0;min-width:0}
.article-content .reading-card>p{font-size:16px;line-height:1.8;margin:0;max-width:72ch}
.article-content .paragraph-question{display:block;margin-bottom:10px;color:var(--navy);font-weight:650;line-height:1.5}
.article-content .article-shortcuts{display:flex;flex-wrap:wrap;gap:10px 20px;list-style:none;padding:0;margin:0 0 24px;font-size:14px}
.article-shortcuts>li{padding:10px 14px;background:#f0f4fa;border-radius:7px;margin:0}
.article-content .legacy-offer-topics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 24px;margin:0;padding-left:20px;font-size:15px}
@media(max-width:700px){.article-content .legacy-offer-topics{grid-template-columns:1fr}}
.article-content .reading-card-wide{grid-column:1/-1}
.article-content .reading-guidance{background:#fff8eb;border-color:#eadbbd;border-left:3px solid var(--brass)}
.article-content .reading-example{background:#f0f7f3;border-color:#d4e5db;border-left:3px solid #547c6c}
.article-content .product-detail-grid{list-style:none;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:26px 0}
.product-detail-grid>li{padding:22px;background:#f5f7fb;border:1px solid #dce4ee;border-radius:10px;margin:0;min-width:0}
.product-detail-grid>li>strong,.product-detail-grid>li>a{display:block;color:var(--navy);font-size:19px;line-height:1.4;margin-bottom:16px}
.article-content .product-detail-grid ul{display:block;list-style:disc;padding-left:20px;margin:0}.product-detail-grid ul>li{padding:0;border:0;background:transparent;margin:10px 0;font-size:15px;line-height:1.7}
.article-content .article-context{padding:16px 20px;background:#eef3f9;border-radius:8px;color:var(--mute);font-size:14px;line-height:1.8}
.article-offer-strip{display:flex;flex-wrap:wrap;gap:12px 18px;align-items:center;background:#eef3f9;border:1px solid #dce4ee;border-radius:10px;padding:20px;margin:24px 0}
.article-offer-strip p{margin:0;font-size:14px}.article-offer-strip .imported-label{font-weight:700;color:var(--navy)}.article-offer-strip a{font-weight:650;font-size:14px}
.article-offer-strip a:last-child{padding:10px 14px;border-radius:6px;background:var(--navy);color:#fff;text-decoration:none;margin-left:auto}
.article-content .editorial-accordion,.article-content .article-faq{box-shadow:none;border-color:#dce4ee}
.article-content .article-faq>p,.article-content .article-faq>ul,.article-content .article-faq>ol{margin:20px;line-height:1.8}
.article-content .table-scroll:focus-visible{outline:3px solid #91a9cb;outline-offset:3px}
.article-content a:focus-visible,.contents a:focus-visible,.contents summary:focus-visible{outline:2px solid #91a9cb;outline-offset:4px;border-radius:3px}
@media(max-width:980px){.article-layout{display:block}.article-layout>.contents{position:static;max-height:none;margin-bottom:24px}.contents ul{columns:2;column-gap:24px}.contents li{break-inside:avoid}}
@media(max-width:700px){.topic-section{padding:22px 20px;border-radius:12px;margin-bottom:20px}.article-content .reading-card-grid,.article-content .product-detail-grid{grid-template-columns:1fr;gap:12px}.article-content .reading-card{padding:18px}.article-content .reading-card-wide{grid-column:auto}.topic-section>h2:first-child{font-size:26px;padding-bottom:18px;margin-bottom:22px}.article-content .reading-block>h3,.article-content .reading-block>h4{font-size:23px}.article-content .reading-block{padding:24px 0 0;margin-top:28px}.article-content p{font-size:16px}.contents ul{columns:1}.article-offer-strip a:last-child{margin-left:0}.product-detail-grid>li{padding:20px}.article-content .section-deck{font-size:15px}}
@media print{.article-layout{display:block}.contents{display:none}.topic-section,.reading-card{box-shadow:none;break-inside:avoid}.article-content details>*{display:block!important}.article-content details>summary::after{display:none}}